I took this on Friday after a crazy week at work – it was such a great way to start the weekend!
I figured I would do my financial recaps on weekends and first of the month when I usually “clean house” and might as well add this to the list. I’m (sadly) not going to lie – this no shopping thing is already proving to be a challenge less than two weeks in. Around December, I bought a couple of yoga pants at Victoria’s Secret and I received some compliments on them at the gym (and home, bf really likes them). So how my spendaholic mind processes that is “I should buy more in different waistband colors!”
I realize that mindset is where a lot of my spending leaks stem from. I still wanted more, though (hi, fixation!), so to keep me accountable, I assigned two financial gatekeepers (my boyfriend and a coworker who are both very fiscally conservative) to run possible spending prospects in the event a clothing/shoe/whatever expense was a “need.” I tried to be sneaky about it, asking 1) If I sell something on Ebay can I just buy more pants with those earnings or 2) I returned some items from V.S. for $64 and received credit, so can I just buy more pants since it’s essentially an exchange. Both scenarios were denied… dang cheapskates! 😉
I know I don’t need more – I’ll only wear these for winter and winter is not very long at all in SD (and, as my Wisconsin friends who visited remind me, “This is like fall in Wisconsin, suck it up!”). And, like most wants, this one is fleeting and I’m back on track.
Week 2 addition that I’m just putting into budget – $18 (Ebay)
Week 2 expenses:
1) $40.01 – gas (1/10/13)
2) $10.90 – lunch with an ex-coworker (1/10/13)
3) $7 – appetizers with friends (1/11/13)
4) $77.99 – groceries (kind of surprised with this bill again, but I guess it’s because I’m also bringing my lunch so I’m cooking more often? The next week or two should be my bf’s turn for the groceries, though, so maybe it’ll balance out) (1/11/13)
January balance: $130.09
Apparently, I set the bar too low with starting at $400/month (well, $418 now). I’m still going to run it to $0, though, and see how much I go “over” before thinking about future budgets. Maybe $300 every 2 weeks is more reasonable? I’m going to check out other PF blogs to see how they work out their budgets.