Seeing as it’s about 3 months into my NY resolution of getting rid of my debt, I did what most resolutioners do and resort back to their old ways… almost. I am not even going to lie when I say that I’ve been having some “petulant child” moments that are pretty embarrassing to admit, but I will since 1) this blog is still quasi-anonymous, 2) I’m fairly honest, and 3) I embarrass myself on a daily basis so I’m just meeting today’s quota.
One example is reading on more than one occasion to be sure to celebrate little milestones when trying to reach your goals. Seeing as I got rid of 30% of my debt, my justification habits went on overdrive and thought, “I should sign up for a half-marathon!”, convincing myself it was “only” $100 (actually $125, seriously, how do these organizers sleep at night?!), it was good for my health, I can be part of the cool kid club with my runner group, etc.
Another example is I took cantaloupe’s advice and posted all of my stuff on Ebay or donated them all at once, instead of letting them go bit by bit. I do admit, it felt kind of awesome to let it go in the sense that it’s out there ready for the taking. But then, people started inquiring about this thing and that thing, and I got a bit panicky, initially thinking “I should take the bid back, I could use it this summer” or “I’ll just apologize and say I posted it in error.”
So what did I do? I thought to myself WWPFBD (What Would Personal Finance Bloggers Do?) and resolved to stick to the straight and narrow by foregoing the race sign-up and answering potential buyer’s questions (with clenched teeth… er, clenched fingers?… but answered them nonetheless). And pretty much told my inner petulant child to STFU (um, just Google if you don’t know that acronym).
I know this sounds fairly childish considering my age, but it really was (is) a bit challenging to extract the emotion out of the rationality of getting rid of debt and things. Mostly because I’m a marketer’s dream since I’m such a sucker for ads and pretty things – I mean, I’m the type that goes into Nordstrom’s and Willy Wonka’s “Pure Imagination” plays in my head. 😉 But, I’m slowly learning to detach myself from things and possessions, as well as accumulating them. Rationally, I know that they’re just quick fixes, and getting out of debt and building wealth will be more gratifying in the long run.
And, besides, it’s been less than 3 months. I don’t want to be like those resolutioners who give up going to the gym… I’d much rather be on the side of the habitual gym goers who are there almost every day, and have the results to prove it. So, I’ve picked the side I’d like to be on.