Actually, I think “Car repairs, you aren’t going to slow me down!” is a better suited title, but oh well. So like I divulged in this confession, I planned some “luxury” expenses that I greatly enjoyed and went crazy on buying during the beginning of the month. It’s hard not to when you walk into Nordstrom -it’s a place where everybody knows my name… and they’re always glad I came.
Okay, so that’s the “Cheers” theme song and I’m merely Customer #232 to them, but that’s neither here nor there. All these planned expenses were great until an unplanned expense came along… car repairs.
A few weeks ago, I noticed that whenever I turned on the A/C, the car would start to rumble and, over time, it started to really rage. I also noticed that when going up hills, it wasn’t chugging with steady fervor and, especially bearing Tonya’s pretty scary car breakdown experience in mind, I thought I’d get my little emo car checked out.
I didn’t like my old mechanic anymore since there was a bit of drama with that shop and it was inconvenient, so I tried a new person out at the suggestion of my supervisor. Apparently, it needed a major service, because when I took it in last time, they weren’t nearly as comprehensive with the service as what he told me I needed. He rattled off all the things I needed, and not really knowing anything about cars, I asked B for advice. Thankfully, B called the shop to talk cars – not trying to be damsel in distress, but he knows more about this stuff since he has an M.E. degree and he geeks out talking about cars, anyway. In my defense, I completely haggled on his behalf where I got him a ton of shirts for like a dollar in Thailand, so we work off each others’ strengths.
In the end, the repairs were about $600. Nothing too harsh, but when I don’t plan for it, it’s kind of lame. I do have a ‘secret stash’ that I try not to acknowledge, mostly set aside for emergency family situations, medical, or car needs. The last time I touched it was a few years back to help out when my grandma in the PI needed dentures – coming from a long line of foodies, you don’t have to tell me twice it’s a “need,” grandmama! As much as I hate touching the stash, I do want to progress and not regress with that debt, so I’m acknowledging it to help absorb some of the repair costs.
Is this a pitch for an e-fund? A little… but mostly I just wanted to acknowledge how knowing some people might be watching my debt reduction has really made me think about these choices. If I was an alternate reality without a blog, I think I would’ve just charged it and not thought twice about my debt building up again. And, I hate to admit it, perhaps I would’ve became even more lenient with purchases… it’s what I’ve done before, so I wouldn’t put it past me to do it again.
So, I guess what I’m saying is that I’m pretty thankful that this blog and PF community keeps me in check! I’m learning and I’m sure there are probably other setbacks in the future, but as long as I’m moving forward, that’s all that really matters. Most importantly, my car is now even-tempered and working nicely, so hopefully it can last another year or so.
Have you noticed any changes, behavioral or otherwise, since beginning your blog?