Hi everyone! So after some waffling with whether to just transfer my savings to pay off the remaining debt and start anew in 2014, I decided to go for it and truffle shuffled all my debts away.
Dun-dun-dun – Another one bites the dust!
And another one gone, and another one gone, another ones bite the dust
Hey, I’m gonna get you, too
Another one bites the dust! (clap clap)
It was a no brainer in terms of number crunching and risk assessment, but to be honest, I kept delaying because it was more emotional versus logical. However, after quite a few motivating comments (thank you!!) and a lot of dealing with my ghosts of worries past since I’m the Chicken Little of worst case scenarios, I let go, thought of K.I.S.S., and Kept It Simple, Shorty (and I know that’s supposed to be Stupid, but why would I call myself stupid? That’s not very kind!).
It also aligns quite well with my 2014 goals to save 40-45% of my total income next year, though I suppose it’s misleading considering 1) I’m just replenishing what I took out for my debts in the beginning and 2) some are going towards our ‘forever’ house and hopefully little rugrats funds, but I do plan on further cultivating my investing skills. I got my big toe in this year and saw modest gains, so I’m looking forward to exploring more, as well as looking at side income. And, not going to lie, I still need to control my Spendy of Spenderville ways, since I’ll own that I like to spend and it’s something I have to work on.
Anyway, that’s my news as of late. I’m motivated to ramp up in 2014 and beyond, so I’m excited to see what these next few years will bring us. I might not become Financially Independent Rock Stars like The 1500’s, Johnny Moneyseed, Done By Forty, The PoP’s, or Cash Rebel who will accomplish F.I. in their 30’s 0r 40’s, but I do believe that B and I could have quite a promising outlook in our 50’s, which is really like the new 40, anyway, dontchathink? 😉
I hope everyone’s been doing well and I honestly can’t wait to see what the year ahead brings for those paying down debts, reaching financial independence, and/or overall just taking care of their business like a beast! There was so much progressive movement and positive energy in 2013, so it’ll be amazing to see what happens in 2014. 🙂