Hi everyone! Sorry for being MIA – I had every intention of writing this weekend, but my wedding thank you cards came in and I was busily writing in those the whole time. I don’t know if I ever mentioned it, but we took a big group shot of everyone, and I made that into the cover of our cards. I also inserted pictures both sets of families inside the card so we can honor them and give our thanks, as well as a black and white shot of us and the goofy shot of the group. I loved how it turned out, and I’m pleased to say that I powered through all the cards and have fully reconciled the wedding to do list!
On the personal finance front, things are going well. Though I don’t really want to divulge our combined finances since B tends to be a pretty private person, I can say that for “my” portion if we were to divvy it up, I’ve put some more structure into the budget and sticking to it. I get paid biweekly, and I’ve budgeted rotating one paycheck for all of the month’s expenses, such as living expenses, car/gas, food, entertainment/gifts, etc., while the next paycheck goes directly to savings and investments. Shannon has mentioned it many times about the importance of goals, and now I’m a big believer in it despite it taking awhile to gel with me. Nothing puts a fire under you than saving for a grand goal in the long term, and it’s been pretty motivating to have this structure in place.
If I include my pre-taxed accounts, I’m able to exceed my original savings rate of 40-45%, so that’s also been motivating! I’m not a savings rockstar yet like Mr. DbF who saves like over 60-70%, but it’s at least motivating to see my own progress within these past couple of years.
In other life news, there really isn’t much other than the crazy fires that happened all last week in SD (and some this week). We weren’t affected by it, but we do have some friends that had to be evacuated. It’s been pretty scary and surreal, and gave me so much more respect for firefighters than I already have.
In pop culture news, I watched “American Hustle,” and though I thought Amy Adams was amazing in it and deserved an Oscar, I don’t really understand the hype overall? Our next movie will probably be “X-Men” so perhaps my opinion should be taken with a grain of salt. 😉 I also read “The Light Between the Oceans” and loved it, as well as want to visit Australia now with all of the author’s gorgeous descriptions of it.
Alright, y’all, I hope everyone has been doing well and I’m looking forward to catching up with you!